Judith Adams Moos passed peacefully on November 20, 2022 at Bella Terra of
Billings; she was 77. Judy is survived by her sisters Toni L Morgan and Kim
M (Robert) Barnes, nephews John M (Kristie) Frontczak, William A (Tracey)
Morgan, III, and Daniel S (Angie) Frontczak. She was predeceased by her
husband Dennis, her first husband, Russell Smith Adams Jr, and sister Jane
Judy was born on September 13, 1945 in Boca Raton, Florida, to Charles and
Helen (Urbanos) McCall. The family moved to Washington, DC, and later to
Montgomery County, Maryland. Judy graduated Poolesville High School in
1963, and earned her CPA accreditation after graduating from Benjamin
Franklin University, c1967.
Judy worked her way through school as accountant for her family's custom
cabinetry business (McCall Millwork, Inc) in Shady Grove, Maryland. She
joined Bond Beebe, working for the mid-size accounting firm in the 1960's
and 70's, but longed to travel and see the rest of the country - perhaps
meet a 'tall cowboy' - and dreamed of running her own business.
Taking most of a year traveling through the west, she landed in Billings, MT
in 1975, where she worked for Exxon Corporation refinery as an accountant.
There she met her first husband to be Russell Adams, a rep for Dupont. They
were married (1981) only months before Russ was tragically killed in a small
aircraft accident. After Exxon, Judy worked for CPA firm Smith Berkland in
In an art show in Big Timber's Crazy Mountain Art & Antiques store Judy met
her tall cowboy, shop owner Dennis Moos. They were married in 1989.
Together they were owner/proprietors of several businesses in Big Timber,
including Moos Concrete Construction, Depot Storage, and the antique store/
Cremation has taken place and family's memorial will be held at later date.
In lieu of flowers, please consider gifts to St John's United Hospice
Billings, P.E.O. Chapter CD, or the charity of your choice.
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